Planning is a map, investments are the vehicle. Our long-term prudent investment strategy is based on 50+ years of research for our clients. Our investment philosophy is based on the science of capital markets and decades of time-tested industry research.
Our investment philosophy is deeply rooted in academic research, and we incorporate both strategic and tactical asset allocation to potentially deliver optimal risk-adjusted returns. We collaborate with leading financial academics to identify a sensible approach to your portfolio design. We diversify clients across a multitude of asset classes to help reduce portfolio volatility.
Measured Approach to Risk
We believe that clients’ risk tolerance should be determined by the level of return necessary or desired to achieve clients’ objectives.
Importantly, we believe that risk should only be undertaken to the extent necessary to achieve a client’s goals.
Timing the Market Doesn’t Work
“I can’t recall ever once having seen the name of a market timer on Forbes‘ annual list of the richest people in the world. If it were truly possible to predict corrections, you’d think somebody would have made billions by doing it.” – Peter Lynch
Lower Cost Investment Structure
Portfolio costs have a direct impact on portfolio performance; we seek to keep the total expense structure low by utilizing low cost institutional class mutual funds.1